Deborah Zitomer Esquire, LLC
Advocating for Families In Norristown and Montgomery County Since 1990

Getting Married? Why You May Need A Prenup

Today, both men and women in the United States are delaying marriage with the average age of a first-time groom being 29 and bride, 29. Consequently, many first-time grooms and brides have more life experience and tend to be more financially savvy and sound than their counterparts of 20 or more years ago. Likewise, today's first-time newlyweds also tend to have more assets like real estate or successful careers, as well as debts from school loans and credit cards.

Despite the fact that Americans appear to be taking their time when it comes to getting married, the U.S. divorce rate continues to hover around 50 percent. If you are planning to get married, it makes sense to take steps to protect your interests and one way to do so is through a prenuptial agreement.

5 Things To Include In A Prenuptial Agreement

  1. Allocation of premarital assets - By including the assets you bring to a marriage in a prenuptial agreement, you can-provided they are still available- ensure you retain these assets after a divorce.
  2. Responsibility to repay premarital debt - When today's college graduates take home their diplomas, they also walk away with an average of $30,000 in student loan debt. Using a prenuptial agreement, you can protect yourself from debts your spouse brought to your marriage.
  3. Business interests and assets - Many businesses have fallen prey to divorce. If you have a business or a stake in a family business when you marry, it's important to protect your business and financial interests.
  4. Family heirlooms - In addition to having high sentimental value, many prized family possessions are also valuable from a monetary standpoint.
  5. Custody of pets - While custody and visitation arrangements related to your children or future children cannot be included in a prenuptial agreement, those involving pets are allowed.

The vast majority of people, who choose to marry, intend to stay married. However, life happens and spouses may grow apart or be torn apart by infidelity or substance abuse. When a marriage ends, many couples encounter challenges when trying to divide assets and property. A prenuptial agreement gives spouses more control over how assets are divided and can help resolve these issues in a more peaceful and timely manner.

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Deborah Zitomer Esquire, LLC
11 E. Airy Street
Norristown, PA 19401

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